Payments & Payouts
Cross-border Payout Cost Calculator
Enter monthly volume and currency, compare seven payout channels on fee, FX slippage and annualised total cost, and find which line actually eats your margin.
Fee and FX are two separate cost lines
This calculator separates them. Enter monthly volume, and it applies each channel's published fee band and FX markup to produce a 12-month total, unit cost per USD 10,000, and the share of revenue consumed.
Result
FAQ
Why not just compare the lowest fee?
Because FX slippage often exceeds the fee gap. On a USD 10,000 payment with a 7.20 mid rate, settling at 7.10 costs 1.4% while settling at 6.95 costs 3.5%. A 0.3% fee difference is noise next to that.
How current is the fee data?
Fees come from published channel pages and 2026 measured ranges. Your actual rate depends on account tier, volume and contract. Confirm on the provider's own page before signing.
Does the tool store my inputs?
No. Every calculation runs in the browser and no input value is transmitted. There is no backend for this page.